“Lets Talk About Driving”

Written by: The Deerfield Team

Are you a good driver? Do you know that the Safety Measurement System Results from the FMCSA website could affect your insurance rating? The SMS is a recompilation of public information of your trucking business to evaluate your safety compliance with regulation. SMS_graphic3

This information includes driving violations, crash history, fatigue, driver fitness, drugs and alcohol Cargo and maintenance. You can also find your OOS ( out of service).  It is important to know that Insurance Company underwriters have the capability and duty to check these results to get to know their risks. They could base part of their insurance rating from the information obtained not only from the MVR (Motor Vehicle Record), but also from the SMS. 10steps


  • Deerfield Advisors advises you follow the “10 steps for good driving” featured, to get on the road in perfect alignment with regulation.
  • The FMCSA encourages you to check your SMS results periodically. You can also correct any erroneous data by request to the FMCSA.

Our commitment to you is to inform you of the benefits of having a good driving record and an excellent maintenance program for your trucks  to be able to get a great insurance coverage at as low a cost as possible.

As always, we are here to help you any way we can. Please don’t hesitate to call or email if you need us.

The Deerfield Team






This article is intended only as a general discussion of these issues & we cannot guarantee the accuracy thereof. It does not purport to provide legal, accounting, or other professional advice. If such advice is needed, please consult with your attorney, accountant, or other qualified adviser. The Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Accordingly, the information provided herein is provided with the understanding that Deerfield Advisors is not engaged in rendering legal advice. Deerfield Advisors strongly advises that clients and/or the reader of this publication contact an attorney to obtain advice with respect to any particular issue or problem discussed here. Also, please know that discussions of insurance policy language is descriptive only. We strongly advise that one’s individual policy & one’s advisor be consulted regarding this subject matter before any action is taken in any way. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. The Deerfield Advisor White Paper Series is a registered trademark of Deerfield Asset Management Inc. DBA, Deerfield Advisors and is produced by Deerfield Advisors for the benefit of its clients, and any other use is strictly prohibited. All rights reserved. Copyright © 2016



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